Share Rates
- $50.00 – 999.99 – .25%
- $1,000.00 – $4999.99 – .40%
- $5,000.00 – $9,999.99 – .50%
- $10,000.00 – and above – .75%
Clubs
Vacation Club – .10%
Christmas Club – .10%
Share Certificates (CD’s)
06 months 0.35% – 0.35% APY
12 months 0.75% – 0.75% APY
(minimum deposit $2000.00)
Loan Rates
Signature – 7.50% – 18.00%
Line of Credit – 9% – 12%
Share Secured – 400 Basis Points above the stated rate on share savings at the time of loan.
Pledge of Certificate – 300 Basis Points above the stated rate on share certificate at the time of loan.
New / Used Vehicles
| Duration of Loan | Rate |
| 84 months | 3.99 – 18.00% Must Purchase Gap Insurance |
| 72 months | 3.49 – 18.00% Must Purchase Gap Insurance |
| 60 months | 2.99 – 18.00% |
| 48 months | 2.99 – 18.00% |
| 36 months | 2.99 – 18.00% |
*Vehicles over $30,000 can be financed up to 84 months with the purchase of gap insurance.
We will not Finance Vehicles over 10 Years Old.
***Rates are current as of press date and are subject to change without prior notice.
All Accounts
Account Research Fee – $6.00 per hour
Dormant Fee (No Activity for 12 months) – $5.00 a month
Late Fee on Loans – $29.00
Legal Process Fee –
- $84.00 for Garnishment
- $53.00 for Judgement
- 25% Attorney Fees
Title Transfer Fee –$10.00
Duplicate Title Fee – $10.00
Stop Payment Fee – $25.00
Statement Copy Fee – $1.00 per copy (per item)
ATM Application Fee – $5.00
VISA Check Application Fee – $5.00
Check Cashing Fee (Free with Direct Deposit) – $5.00
Share
Excess withdrawal fee of 35.00 per transaction after 6 transactions
Investment Clubs
Christmas Club Account Withdrawal Fee – $10.00 for a withdrawal, other than the automatic withdrawal date ( Nov. 1 )
Vacation Club Account Withdrawal Fee – $10.o0 for a withdrawal other than the automatic withdrawal date (June 1)
ATM
ATM Withdrawal Transfer Fee (if not ABC South ATM) – $1.00
Membership
Membership Share – $5.00 per value
Membership Fee – $5.00
